Are you due compensation for excessive bank charges applied by your bank?

 

Making a claim for excessive bank charges has changed since a Supreme Court ruling in 2009 which made it more difficult to reclaim charges, but it is still possible, particularly if you were or are experiencing financial difficulties.

 

Claims can also be made for excessive bank charges if the charges are unfair or disproportionate to what you did, for example if you were charged £30 for being overdrawn by just £1.

 

A claim may also be successful if you found yourself stuck in a spiral of charges where the charges drive you further into debt which you struggle to get out of.

 

To find out if you’re due compensation, simply fill in the box below, it’s no win no fee and easy to do

CONTACT US ABOUT EXCESSIVE BANK CHARGES COMPENSATION

You do not need to use the services of a Claims Management Company like McGinness Associates. You can submit a claim directly to the lender yourself for no charge. You can also approach the Financial Ombudsman Service and Financial Services Compensation Scheme for free to review your case, providing it falls within their remit and you have approached your lender first.

WHAT OUR CUSTOMERS SAY

  • "We had already claimed thousands of pounds of PPI compensation from a bank which we had loans with in the past. Despite this fact McGinness Associates rewrote to them on our behalf and we received a further £17,331.79. We honestly did not expect a single penny to come our way and were totally astonished when it did." - Jill & Alister Kerr, West Yorkshire

  • "I would thoroughly recommend the services your company provided in recovering my PPI from Santander Bank. I could have done this myself but quite frankly I didn’t need the hassle in my life. The banks treat your company with respect and returned my money with no argument, fast and efficiently. This would probably not have been the case if I had tried to do this myself." - Diane Baumann, Essex

  • "Thank you so much for all your hard work and dealing with my claims so professionally. I am very impressed with the quite determination that you have shown. I always got the feeling that considerable attention to detail was being shown throughout my claim period. I was really surprised that you managed to be so successful when other companies failed." - Frank Henderson, Edinburgh

  • "The money that McGinness associates got for me and my wife from PPI was a great help to pay off our debts and leave us some over to have a few holidays. The service from McGinness Associates was fantastic as they did everything for us and we are very grateful to them and I would recommend them to anybody." - Robert Hogg, Bearsden

  • "Hi Adam, I am emailing you to thank you so much for your help in managing to obtain the PPI funds for myself and my family. I can honestly say that this money has been life changing for us. You have been professional throughout and we are delighted that it was you who took on our claims." - William Barry, Dundee

  • "Always impressed in our dealings with McGinness Associates. Their expertise in financial services and financial claims speaks for itself. They really focus on customer service and take the time to understand their customers. A professional organisation with the added bonus of being nice people to deal with." - Stewart Park. Huthwaite